Personal Bankruptcy

Many individuals can experience benefits to filing bankruptcy. At this firm, we assist consumers struggling to keep up with bills due to a job loss, an unexpected medical bill, or high interest credit cards. We also help entrepreneurs who are personally liable for their company’s business and tax debt. Regardless of what you owe or how much you earn per year, an individual bankruptcy can wipe out old debt and get you on the path to a fresh start.

FILING BANKRUPTCY IN NORTH CAROLINA

Chapter 7

In a Chapter 7 bankruptcy, individuals are able to discharge their debts in as little as 90 days while retaining many, if not all, of their assets.

Chapter 11

A Chapter 11 bankruptcy permits high net worth individuals to retain their assets while restructuring their secured debts and paying their unsecured creditors a manageable portion of their income over time.

Chapter 13

Chapter 13 bankruptcies are often used to protect homes and vehicles and allow an individual to use their ongoing income to repay a percentage of their creditors on terms they can afford.

SCHEDULE A CONSULTATION

If you are an individual who would like to learn more about your bankruptcy options, please contact Hayes Law at the provided contact info, or by filling out the form below:

PLEASE NOTE: SUBMITTING THIS FORM DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP

Phone: 980-416-4266

Email: info@colehayeslaw.com

Mailing: 601 S. Kings Drive, Suite F -PMB #411, Charlotte, NC 28204