Farm Debt

Whether row crops, Christmas trees, nursery or live stock, at Hayes Law, we understand all aspects of farming. Either through negotiations with creditors or bankruptcy, Hayes Law can assist farmers.

Supporting Our Farmers

Protecting America's Backbone

Contributing $92.7 billion to our state’s economy, agriculture is North Carolina’s biggest industry, and farmland accounts for over 8.4 million acres of our state. But, between bad weather, trade competition, crop prices, and ever increasing input costs, farmers in our area have struggled more than just about any other business. Our farmers are now fighting to keep their land and pay off high-interest, annual crop loans.

At Hayes Law, we recognize both the hardships you are facing and how important you are to our state and country. As a client, you’ll be treated with the respect and patience that you deserve.

Cole Hayes understands the challenges we face as farmers in North Carolina. For him, it’s not just about getting us relief from a few debts. He wants to make sure we’re still harvesting crops here for many generations.

- Row Crop Farmer in Union County, North Carolina

BENEFITS

Reduce Debt

The Hayes Law team will learn about your specific farming operation, the problems you are facing, and the legacy you want to leave behind. We will work with you, our financial advisors, agricultural experts, and appraisers to create a plan to shed and reorganize your debts on repayment terms that you can handle.

Retain Equipment

Hayes Law is able to get between you and your lenders to make sure you keep the equipment that you need to operate. Through bankruptcy, you can pay your equipment lenders only the value of their collateral, over time, and not the total amount you owe.

Save Land

The farmland in our area has been passed down from generation to generation. Every year, we lose more and more valuable farmland to foreclosure and development. Hayes Law can help you retain your land at a cost that makes sense.

Minimize Crop Loans

Many farmers have been forced to rely on annual crop loans to get by. Because of the hardships our farmers have endured, each year they are hoping to pay off their input loans and rarely have the cash to get next year’s crop in the ground without another loan. We can help you break that cycle and get you on track to self-finance next season.

SCHEDULE A CONSULTATION

If you’re a farmer looking for a lawyer that has driven a tractor, baled hay, and chased cattle, contact Hayes Law for a consultation.

PLEASE NOTE: SUBMITTING THIS FORM DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP

Phone: 980-416-4266

Email: info@colehayeslaw.com

Mailing: 601 S. Kings Drive, Suite F -PMB #411, Charlotte, NC 28204